Luminary Orthodontics
We handle the insurance so you don’t have to.
Luminary accepts most PPO dental insurance plans. We verify your benefits, file your claims, and walk you through your coverage before you make any decisions.
Accepted Plans
We accept most major PPO plans.
Not sure if your plan is listed? Text or call us at (352) 644-7727 and we’ll verify your benefits in minutes — no obligation.
Understanding Your Benefits
What your plan typically covers.
Orthodontic lifetime maximum
Most PPO plans include a separate orthodontic lifetime maximum — typically $1,000–$2,500 — that applies to braces or clear aligner treatment.
Age requirements
Some plans cover orthodontic treatment only for patients under 19. Others cover adults as well. We verify your specific benefit during your complimentary Smile Analysis.
In-network vs. out-of-network
Even if Luminary is out-of-network with your plan, most PPO plans still pay a portion of orthodontic treatment. We file your claim and manage the paperwork for you.
Co-pays and deductibles
Your plan may require a co-pay or deductible before benefits apply. We walk through the specifics with you before you make any decisions.
Our Process
We handle the details.
01
We verify
Before your visit, we confirm your orthodontic benefits directly with your carrier — so you arrive knowing what to expect.
02
We explain
During your complimentary Smile Analysis, we review your coverage in plain language: what your plan pays, what your share is, and what options exist.
03
We file
Once treatment begins, we file and track your insurance claims on your behalf. You focus on your smile — we manage the paperwork.
Reserve your complimentary Smile Analysis.
We’ll verify your insurance before your visit and review every detail with you — no surprises, no pressure.